What’s Your Borrowing Power?

Enter your day rate below to see what you could potentially borrow for your contractor mortgage.

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Enter Your Day Rate


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How much can you borrow for your contractor mortgage?

Lenders are able to work out how much contractors can borrow using a relatively simple equation. We understand that for contractors, your time is money and so have provided you with a calculator, to estimate what size of mortgage you could secure.

Our contractor mortgage calculator will give you a quick view of your borrowing power. Enter your day rate and click calculate now to see what you could borrow as a contractor.

Please note, our mortgage calculator only acts as a guide and does not guarantee eligibility for a mortgage.

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What Our Clients Say

  • 5 stars

    “Absolutely incredible service. Really quick and efficient and hold your hand through the whole process.”

  • 5 stars

    “Fantastic service. All my needs taken care of. Would recommend to anyone looking for a contractor mortgage.”

  • 5 stars

    “Excellent service. Great understanding of the customers needs. Some of the best customer service I have ever had.”


Frequently Asked Questions – Contractor Mortgage Calculator

Why do I need a calculator as a contractor?

As a contractor the traditional methods used by mortgage lenders, don’t tend to apply when it comes to calculating how much you are entitled to. This is where our contractor mortgage calculator comes in.

How can I work out how much I can borrow using my day rate?

You will be able to get an estimate of how much you are entitled to by entering your day rate above. From here, we can give you an indication of the potential amount you can borrow.

Why is the Calculator not a firm mortgage offer?

Our mortgage calculator only gives an estimate as to how much you can potentially borrow and does not guarantee that you will be eligible for a mortgage.

Why can’t it give an exact figure?

Through our years of experience as a specialist broker in contractor mortgages, there is no “one size fits all” model when it comes to independent contractors. This is due to the fact that each of our clients, tend to have their own way of running their individual businesses. We take all of these unique factors into account when finding a lender that would best suit them.

Who is the calculator suitable for?

We can provide mortgages for a variety of contractors. Whether you are a first time buyer, moving home, buying another property or remortgaging.

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