Contractor Mortgage Calculator

Enter Your Day Rate

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

How much can you borrow for your contractor mortgage?

If you are a contractor or independent professional looking at buying a new home or property, our contractor mortgage borrowing calculator is the fastest way to figure out how much you can borrow. It really does only take a few seconds, because we know that your time is money!

Lenders are able to work out how much contractors can borrow using a relatively simple equation, using your day rate. We understand that for contractors, your time is money and so have provided you with a calculator, to estimate what size of mortgage you could secure.

Our contractor mortgage calculator will give you a quick view of your borrowing power. Enter your day rate and click calculate now to see what you could borrow as a contractor. It must be noted that the true value of your mortgage deal, can only be determined once we have looked through several other factors. We will need to analyse your monthly income, from not only your day rate but the income you receive from any additional investments, pensions & as well as any income you receive from child maintenance & grants.

We understand that no case is the same. Every contractor has a unique set of circumstances & thus no two mortgages are the same. This is why our award-winning team carefully tailor a mortgage that caters to your individual circumstances & needs. From here, we will be able to provide each of our clients access to a comprehensive range of mortgages from across the UK market. This includes some exclusive offers, that you would not be able to secure by going to a high-street lender directly!

Please note, our mortgage calculator only acts as a guide and does not guarantee eligibility for a mortgage.

For a more detailed quote of what you could borrow, speak with our expert mortgage advisers –  Freephone 0800 211 8700.

If you need any more convincing, check out some of our reviews!


This firm charges a fee of up to £595 for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.


  • Super Contractors Feefo
  • Feefo Platinum Trusted Award
  • Best Broker
  • Three Best Rated 2020
  • Best Contractor Mortgage Company

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