Contractor Moving Home

”I am planning to move house”

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How to Get A Home Mover Mortgage When I’m contractor?

Looking to move house, but wondering how it effects your current mortgage? You could be:

  • An existing contractor on the same or a new day rate
  • A regular employee that’s recently become a contractor

As a Super Contractor you need a sidekick who knows what you’re up against. That’s where we come in because we have the specialist knowledge you need to make your next move, including:

  • What buying a new home means for your current mortgage
  • How much lenders are willing to lend based on your day rate
  • How much your monthly mortgage payments will be

Whether you are moving up the property ladder or downsizing. It’s no secret that mortgage lenders are guilty of viewing the self-employed, freelancers & contractors differently to those who are employed.

Lenders decide how much they are willing to offer someone, by analysing your earnings to ensure you will be able to pay back what you have borrowed. This becomes even more of an issue when you are self-employed, as accounts don’t tend to reflect your full income, which will obviously affect how much a lender is willing to offer you.

Here at Super Contractors we only deal with the most trusted lenders, to ensure you are dealing with professionals who understand how contractors work. Our expert consultants are able to secure fantastic rates that you wouldn’t be able to secure by getting in touch with a lender directly.

Since the Financial crisis of 2008 there have been specific lending guidelines put in place that don’t tend to favour Freelancers. However, Super Contractors aim to make the home mover mortgage process quick and simple for all our clients.

When approaching the majority of high street lenders, contractors are going to find little success, as these lenders tend to be out of touch with how contractors work. They will have a list of rigid questions, that don’t take into account how contractors, freelancers or the self-employed manage their earnings. Not only can these be a waste of your time, but continued rejections, could lead to a negative credit history.

We have spent years, working hard to source the best lenders across the United Kingdom to save you the headache. All of this for a low mortgage broker fee and a super quick turnaround, so you can focus on the important things, like moving the furniture into your new home!

You are nearly there, simply fill out the contact form or call us directly on 0800 211 8700 if you want to speak to one of our expert consultants about a Home Mover Mortgage.

We are also happy to help with any other type of contractor mortgage, protection or insurance you are currently seeking.

This firm charges a fee of up to £395 for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Many reasons to join us.

  • Speed.

    Super-fast responsive service, we’ll call you back at time convenient for you

  • Choice.

    Access to a comprehensive panel which includes exclusive deals not available direct from lenders on the high street.

  • Expertise.

    We’ve helped hundreds of contractors throughout the UK obtain a mortgage.

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