“My mortgage term is coming to an end soon, how much can I save by remortgaging?”
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If you are on a fixed rate mortgage deal, it’s likely your lender will automatically move you to their standard variable rate. Sign up to a better, alternative deal now. As a specialist contractor mortgage broker, we’ll find you the most competitive mortgage for your circumstances.
With the Bank of England base rate currently at 0.75%*, now could be a good time to review your mortgage. Could you save on your monthly mortgage payments? Time to review your current mortgage and consider if a remortgage is right for you.
In recent years, more and more lenders are becoming aware of the unique circumstances surrounding self-employed professionals. Although it must be noted that this service is nigh on impossible to find at a branch level.
Remortgaging can be a relatively straightforward process. First of all, check out your current financial situation:
- When your rate is due to expire (it may already have expired).
- How much you are paying each month for your mortgage.
- Your current mortgage rate e.g. 3.14%.
As a Super Contractor you need a sidekick who knows what you’re up against. That’s where we come in because we have the specialist knowledge you need for your contractor remortgage, including:
- Whether reviewing your mortgage is a viable option
- Potential savings
- The documents you need (more info here)
You are nearly there, simply fill out the contact form or call us directly on 0800 211 8700 if you want to speak to one of our expert consultants about a remortgage.
* Mortgage Strategy, BOE holds rate at 0.75%; hints at rise if Brexit deal struck, August 2019
We are proud to have received excellent recognition for our expert contractor mortgage advice and service.
Lenders decide how much they are willing to offer someone, by analysing your earnings to ensure you will be able to pay back what you have borrowed. This becomes even more of an issue when you are self-employed, as accounts don’t tend to reflect your full income, which will obviously affect how much a lender is willing to offer you.
Here at Super Contractors we only deal with the most trusted lenders, to ensure you are dealing with professionals who understand how contractors work. Our expert consultants are able to secure fantastic rates that you wouldn’t be able to secure by getting in touch with a lender directly.
Since the Financial crisis of 2008 there have been specific lending guidelines put in place that don’t tend to favour contractors. However, Super Contractors aim to make the remortgage process quick and simple for all our clients.
When approaching the majority of high street lenders, contractors are going to find little success, as these lenders tend to be out of touch with how contractors work. They will have a list of rigid questions, that don’t take into account how contractors, freelancers or the self-employed manage their earnings. Not only can these be a waste of your time, but continued rejections, could lead to a negative credit history.
We have spent years, working hard to source the best lenders across the United Kingdom to save you the headache. All of this for a low mortgage broker fee and a super quick turnaround.
You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. This firm charges a fee of up to £395 for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
Many reasons to join us.
Super-fast responsive service, we’ll call you back at time convenient for you.
Access to a comprehensive panel that includes exclusive deals not available direct from lenders on the high street.
We’ve helped thousands of contractors throughout the UK obtain a mortgage.