“My mortgage term is coming to an end soon, how much can I save by remortgaging?”

Get Contractor Remortgage Quote

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Contractor Remortgage

If you are on a fixed rate mortgage deal, it’s likely your lender will automatically move you to their standard variable rate. Sign up to a better, alternative deal now. As a specialist contractor mortgage broker, we’ll find you the most competitive mortgage for your circumstances.

With the Bank of England base rate currently at 0.75%*, now could be a good time to review your mortgage. Could you save on your monthly mortgage payments? Time to review your current mortgage and consider if a remortgage is right for you.

If you haven’t reviewed your mortgage recently, you may want to consider it now.” says Super Contractors Managing Director Gordon Hunter. “Securing a fixed rate deal could be your answer to avoid the impending increase. It all depends on your circumstances and whether a switch is right for you at this moment.”

Super Contractors can search for contractor remortgage deals on your behalf with major high street lenders who will consider (subject to terms) a Day Rate contractor.

What’s your financial situation?

Remortgaging can be a relatively straightforward process. First of all, check out your current financial situation:

  • When your rate is due to expire (it may already have expired).
  • How much you are paying each month for your mortgage.
  • Your current mortgage rate e.g. 3.14%.

As a Super Contractor you need a sidekick who knows what you’re up against. That’s where we come in because we have the specialist knowledge you need for your contractor remortgage, including:

  • Whether reviewing your mortgage is a viable option
  • We’ll search 1000s of remortgage deals
  • We’ll work out what potential savings you could make
  • Award-winning remortgage advice

You are nearly there, simply fill out the contact form or call us directly on 0800 211 8700 if you want to speak to one of our expert consultants about a remortgage.

* BBC, Interest rates rise again to counter higher prices, March 2022

We are proud to have received excellent recognition for our contractor mortgage advice and service.

  • Super Contractors Feefo
  • Feefo Platinum Trusted Award
  • Best Contractor Mortgage Company
  • Best Overall Firm
  • Glasgow Business Awards 2017

Many reasons to join us.

  • Speed.

    Super-fast responsive service, we’ll call you back at time convenient for you.

  • Choice.

    Access to a comprehensive panel that includes exclusive deals not available direct from lenders on the high street.

  • Expertise.

    We’ve helped thousands of contractors throughout the UK obtain a mortgage.

Is Your Mortgage Deal Ending?

If you are on a fixed rate mortgage deals, it’s likely your lender will automatically move you to their standard variable rate. Sign up to a better, alternative deal now. As a contractor mortgage specialist, we’ll find you the best mortgage for your circumstances.

Is your current mortgage as competitive as the best new deals on the market today? We’ll help you switch mortgage with ease. Many of our customers who have switched mortgage have saved hundreds and in some cases, thousands of pounds, by moving to a better mortgage deal.

Should I switch my mortgage?

There are a number of factors that affect whether you should switch your mortgage.

If you are currently on a standard variable rate or tracker rate, you should consider looking to switch to a fixed-rate mortgage. A fixed-rate mortgage means you know your exact monthly mortgage payment without the worry of whether the interest rate might increase.

If you are currently on a fixed-rate mortgage, we can review this mortgage up to 3 months prior to expiry. It can be with your current mortgage lender or with a new lender – depending on what best suits your personal needs.

Are you paying too much on your mortgage every month? Speak to our expert advisers.

What would you do with the money you save? You could pay your mortgage off quicker, a home improvement, or book a last-minute holiday.

With expert knowledge, we often have access to exclusive deals and lenders that are not available on the high street. We scour our panel whilst considering your personal circumstances and presenting the most suitable solution for you. Super Contractors has access to a comprehensive lender panel and it is our duty to ensure that we provide a competitive deal for you.

What should you do with your current mortgage?

  • First, check out your current financial situation:
  • When your rate is due to expire (it may already have expired).
  • How much you are paying each month for your mortgage.
  • Your current mortgage rate.

6 Reasons Why to Switch Your Mortgage with Super Contractors

  • Staying with your current lender doesn’t have to be your only option, we check to see which lender suits your current circumstances.
  • You could save money by securing on a new rate – we check all rates.
  • We’re here to help you – not the banks.
  • Once you’re a client of Super Contractors, we are committed to letting you know when you’re 5 months away from your  mortgage rate expiring. Therefore, giving you plenty of time to see what other options are available to you, ensuring you’re not overpaying on interest on your mortgage.
  • Super-fast responsive service, we’ll call you back at a time convenient for you.
  • We’ve helped thousands of contractors throughout the UK obtain a mortgage.

When you should remortgage as a contractor?

Remortgage when the situation is at its most advantageous. While you don’t have to stay with the same lender for the duration of your contractor mortgage, don’t just switch to free up extra cash for holidays or to acquire that new spandex superhero suit you’ve been admiring. Instead make an informed decision where there is a distinct advantage, such as the following…

When you have equity power

How much of your headquarters have you paid for? The equity you’ve paid for and the bank own the rest. The proportion known as the “Loan to Value” ratio (LTV). The lower the LTV and the higher your equity, then the better your updated contractor mortgage deal is likely to be.

When fixed term end is fast approaching

If you’re on top of your financial forecasting, you should be up to speed with your current mortgage terms. If you have an introductory deal on your current contractor mortgage, then know when it is coming to an end. If your lender is moving you to a standard variable rate (SVR), then you’ll want to consider what other options may be available – either from your existing lender, or whether a remortgage may be more advantageous if the commencing SVR is more than you’re paying right now.

Also, take into account whether you will incur early repayment charges if you redeem your existing mortgage early. Remember, you don’t have to stick with the same lender! Our expert mortgage advisers at Super Contractors can recommend cost effective remortgage deals. We’ll look at what fees/charges that could be charged by the lender for switching. We’ll look at what’s most cost-effective for you, ensuring you’re getting the most suitable offer going.

Who to signal for?

For specialist advice about remortgaging as a contractor, contact Super Contractors. Freephone 0800 211 8700 or fill in our online enquiry form.


Your home may be repossessed if you do not keep up repayments on your mortgage.

This firm charges a fee of up to £595 for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Lifetime Finance Group Limited trading as Super Contractors is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

You are now departing from the regulatory site of Super Contractors (Contract Mortgages Ltd). Neither Super Contractors nor First Complete Ltd is responsible for the accuracy of information within the linked site.
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